A Message from CEO Eric Lucas

“To see what is right and not do it, is the want of courage.”    Confucius

The preceding quote comes to mind for me during the just completed annual SELF rate setting exercise.  After an unprecedented combination of severity and frequency of excess injury claims, the SELF Board exercised courage and vision in setting a rate to position SELF, financially, for the coming years.

Was this recent activity to be seen as an anomaly and typical of the cyclical nature of the insurance business?  Will this combination of severity and frequency not be repeated for another 5 years or so?  Or, is this the leading edge of the new normal for and the future landscape of excess liability claims for schools in California?   These questions are a few that faced the SELF Board in April.

Reflecting on their implied fiduciary duty to act for the benefit of the membership and   subordinating their own personal beliefs to that of the membership, the SELF Board determined that SELF needs to be ready for this claim activity.  Also considering their fiscal responsibility to maintain a financially sound program as well as the desire to be well funded and capable of weathering good and bad market conditions, the Board showed great courage.

The message from this Board to its members is clear – they met the duty owed, the responsibility assumed, and the desire expressed to conservatively fund SELF for any and all future unpredictability.

That is the definition of courage.          

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Want higher limits than our basic core coverage? Check out our Optional Excess Liability Coverage -- Always Affordable & Always Optional. Now offering limits to $55 Million*(inclusive of SIR). Fill out an application or contact our office today for more information!

NEW INDUCTEE! Visit the SELF Risk Services Clearinghouse and check out this valuable resource available to SELF Members. Our newest product to be inducted is Iritrans - a student transportation safety and security system. Check back soon for more information!

Do you have a superior risk management solution that you would like to share with the membership? Contact our office with details.

SELF Resource Center - Has tons of free risk management resources and training tools for our members. Check out the recordings of our most recent Good Schools Workshop Webinars "Volunteers & Liability Issues"; "Special Education Issues and School District Liability: Transportation Liability - Protecting Our Most Vulnerable Students"; Special Education and School District Liability: Litigation War Stores and the Lessons We Learn From Them". Don't have a log-in? Click here to learn how to make one!

Looking for a training option that meets the California AB 1432 Mandated Reporter Training requirements? We have an option for you, free of charge for all active members and located in the SELF Resource Center. For more information click here or contact our office at info@selfjpa.org. To report your choice of training to CDE please download this form.

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