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Excess Liability Program

Since its inception in 1986, SELF's Excess Liability Program has been and continues to be the premier and preferred program statewide for California's public schools and educational agencies. The program, which is the centerpiece of SELF's offerings to its members, uses established methods of loss funding to provide optimal pricing and coverage to protect California's schools from the devastation of a catastrophic loss.


SELF provides coverage to public educational agencies. The program year begins July 1. 

The following are the rates and retention levels we offer for the 2023/2024 program year:

Minimum Contribution​ 



Non-ADA Members

Quote on Request



Community Colleges

Quote on Request




Quote on Request


Retention Levels

$54 million in excess of $1 million  

$50 million in excess of $5 million

*New members attaching at $1M will be subject to individual underwriting and rating. Contact our office for more information.

Average Daily Attendance (ADA); Full-Time Equivalent Students (FTES)


Minimum Contribution amounts apply if a members' total contribution is less than the minimum for that retention level.

  • Change of Retention Form - Any change to your retention level for the 2024/25 year must be submitted by March 1, 2024.


New Member Application Process

Membership in the Excess Liability Program can be granted at any time during the year. An application form and instructions on how to apply, can be found on our Excess Liability Program New Members page.

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